{"id":645,"date":"2020-12-02T15:33:27","date_gmt":"2020-12-02T15:33:27","guid":{"rendered":"http:\/\/joapen.com\/dream\/?p=645"},"modified":"2020-12-02T15:33:30","modified_gmt":"2020-12-02T15:33:30","slug":"politicas-monetarias-y-su-impacto-en-el-ahorro","status":"publish","type":"post","link":"https:\/\/joapen.com\/dream\/2020\/12\/02\/politicas-monetarias-y-su-impacto-en-el-ahorro\/","title":{"rendered":"Pol\u00edticas monetarias y su impacto en el ahorro"},"content":{"rendered":"\n<p><em>(Fuente de la foto: Altair Finance AM)<\/em><\/p>\n\n\n\n<p>Las pol\u00edticas monetarias son uno de los factores macro econ\u00f3micos que nos afectan en nuestras vidas, invirtamos o no. Somos consumidores y estas nos afectan.<\/p>\n\n\n\n<p>El punto fundamental donde afecta es en el ahorro.<\/p>\n\n\n\n<p>Existe el consenso general de que hay un antes y un despu\u00e9s a las pol\u00edticas monetarias modernas, y que data del 2010.<\/p>\n\n\n\n<p>Antes del 2010 los tipos de inter\u00e9s compensaban la inflaci\u00f3n, por lo que un ahorrador que no quisiese arriesgar su dinero pod\u00eda hacerlo, incluso obtener cierto redito.<\/p>\n\n\n\n<p>Desde 2010 hasta 2020 la situaci\u00f3n ha sido distinta (excepto en 2014 por un desplome en la inflaci\u00f3n) el ahorro corto plazo no ha sido capaz de compensar la perdida del valor del dinero.<\/p>\n\n\n\n<p>Estas medidas monetarias se est\u00e1n alargando en el tiempo y en las previsiones para los pr\u00f3ximos a\u00f1os no han hecho m\u00e1s que empeorar, ya que la inflaci\u00f3n se mantiene en niveles cercanos a los de los a\u00f1os 2016, 2017, 2018 y 2019 pero los tipos a 12 meses se prev\u00e9 que caigan hasta un 0,5%.<\/p>\n\n\n\n<p>Ante esta situaci\u00f3n los ahorradores deben pensar, si est\u00e1n dispuestos a asumir un riesgo mayor en sus inversiones y as\u00ed evitar perder poder adquisitivo, o si por el contrario no les molesta perder un poco de poder adquisitivo a cambio de dormir muy tranquilos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Fuente de la foto: Altair Finance AM) Las pol\u00edticas monetarias son uno de los factores&#8230;<\/p>\n","protected":false},"author":2,"featured_media":646,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[29],"class_list":["post-645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-04-analiza","tag-datos-macro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pol\u00edticas monetarias y su impacto en el ahorro 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