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This way to perform financial analysis started to be done by DuPont in 1920, and it gained a lot of recognition and acceptance. Profitability (measured by profit margin) = Net profit/Sales Operating efficiency (measured by asset turnover) = Sales/Assets Financial leverage (measured by equity multiplier) = Assets/Equity The calculation sequence is as follows: ROE = … Read more
Learning some basic finance terms: Credit support Annex (CSA) It is is a legal document which regulates credit support for derivative transactions. It is one of the four parts that make up an ISDA Master Agreement but is not mandatory. It is possible to have an ISDA agreement without a CSA but normally not a … Read more
I’m working on a transformation project where we are replacing people from current organization by other people. The plan has been defined and agreed, after that, the question within the account team was: Who will pay it? There are different aspects of the transformation and each business unit will have different benefits, different countries involved, … Read more
I continue trying to understand how hosting companies earn money with their services. I cannot calculate the TCO per server or per user, but I can do some figures to calculate the revenue per server: I have the prices on the web page and I can know the number of customers for a given server … Read more
Better late than never, now learning the basic concepts of the SEPA, I have read the basis from different articles, and I found this useful video, Commitments for February 2014: SCT = SEPA Credit Transfer SDD = SEPA Direct Debit The corporate companies have to replace their national process by the SEPA ones.
Think about ways to access to financial services: credit card?, go to a bank?, computer?, mobile? Yes, but there is more complexity on what you can really obtain, you probably has though about perform payments or get cash. There is more! Micro payment M-Pesa Vortex India Micro insurance Microensure Microsaving Opportunity Fund Financial access birth … Read more
This decision done by the US government is causing some issues to the companies waiting for the loans.
Weighted Average Cost of Capital (WACC) A calculation of a company’s cost of capital in which every source of capital is weighted in proportion to how much capital it contributes to the company. For example, if 75% of a company’s capital comes from stock and 25% comes from debt, measuring the cost of capital weights … Read more
Summary of this deck that is so useful to build a good portfolio of assets. For 2011 the dogs of dow strategy worked. It is important to see the evolution during 2012, for instance here.
There is a type of applications for financial processes that is focused on closing period activities. To achieve it, companies invest a significant amount of time, energy and money into the process. My client is one of them and we have provided some solutions that works in this direction: automate as much as possible. Working … Read more