Imagine a bank that offers you a saving money application linked to your account, with different methods as kakebo, denying you to buy something if you surpassed the limit.
They can organize that information, analyze it, build risk assessments on the market, sell the data… Whatever!
Banks should start to compete in the digital arena more aggressively to avoid others to take their business. They should take seriously what is going to happen in 5 – 10 years.
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